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About Us

• We have over 25 years of experience in the Financial Services industry
• We have a wealth of knowledge, tools, experience and support behind us.

HOW WE WORK

When you contact us we will discuss your needs to see how we can help. If you choose to use our services, we will conduct a ´Fact Find´ to review your current financial situation and identify your needs. We prefer to do this face to face so that you have an opportunity to assess whether we should be your adviser but if distance is a problem clients need not visit our office as much of the initial work can be done via the phone, fax, post or email or meetings may be arranged at a location to suit your needs. We do try to get to see our clients as often as possible and part of our service is to offer a financial review, normally on an annual basis.


We then research suitable products on your behalf using the latest technology and our relationship with global institutions. The advantages and disadvantages of each product will be explained to you. If you instruct us to proceed with an application we will try to achieve your goals in a timely manner, keep you fully informed of progress and follow up as appropriate.

HOW WE ARE PAID

We do not charge for the initial discussion. Once you instruct us to proceed with an application we will agree with you how we are to be paid - by fee or commission or a combination of both. The fee is based on time spent on your behalf whereas commissions are paid by the provider. We can tailor the charges according to your circumstances. Regardless of the type of payment, we strive to be very transparent in how we are remunerated. No charges for fees will be made without prior notification in writing. There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £250

HOW QUALIFIED ARE WE?

Alistair Ferguson is principal Financial Adviser and Director of Alexanders Finance (UK) Ltd and holds the following qualifications:

• Passes in the Chartered Insurance Institute
• Financial Advisers Certificate FPC 1, 2 & 3
• Advanced Financial Planning in Pensions
• Certificate in Pensions Simplification
• Certificate in Long Term Care Planning
• Certificate in Lifetime Mortgages
• Certificate in Mortgage Advice and Practice
• new Diploma in Financial Planning a higher level qualification which replaces the former Advanced Financial Planning Certificate

Born in 1948, he is married with one son and two grandchildren. Outside the family and the community, his hobbies include fishing, walking, gardening, and exercising the family´s two Golden Retrievers.

Although a general practioner in financial advice he sees himself as a specialist in Advice for the Elderly including Inheritance Tax Planning, Wills, Estate Planning, Lump Sum Investments, Equity Release and Care Fees Planning.

Before entering financial services, he served in the Royal Navy volunteering for service aboard submarines. Leaving the Navy in 1975, he trained as a teacher specialising in Teaching the Deaf. In 1996 he gave up teaching to pursue a fulltime career in financial services.

He has been an IFA since 1984 and set up his own business in 1996 and established Alexanders Finance (UK) Ltd in 2004.